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Stake is a financial technology company, not an FDIC-insured bank. Banking services are provided by Midland States Bank, Member FDIC. FDIC insurance covers the failure of insured financial institutions. Your account may be eligible for pass-through insurance coverage if certain conditions are satisfied.

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¹ ExpressPaycheck is powered by Pinwheel, a third-party provider, and is not a product of Midland States Bank. Terms available during enrollment.

² Credit Builder is powered by Array, a third-party provider, and is not a product of Midland States Bank. For more information, visit Stake End User Terms.

³ Cash Back on Rent and Neighborhood Cash are available to eligible Stake account Members. Please refer to End User Terms for more information.

⁴ Neighborhood Cash is earned by connecting an eligible credit or debit card to your Stake Account and using that card at participating merchants. Stake Debit Card members on qualifying tiers may earn additional Cash Back at participating Neighborhood Cash merchants. Cash Back availability depends on merchant participation and card eligibility. Stake is not responsible for changes to merchant participation or third-party card terms. To enable card-linked offers and services, we may use third parties such as the Fidel API Service provided by Enigmatic Smile ("Fidel API") and Fidel Ltd, and the payment networks used by the cards you enroll to monitor your enrolled card transactions. Card-linking services are provided by third parties, not by Midland States Bank. Terms apply.

⁵ The Stake Mastercard® Debit Card is issued by Midland States Bank pursuant to a license from Mastercard International Incorporated and may be used anywhere Mastercard® is accepted. For more information, please read your Account Agreement.

Stake Technologies, Inc. NMLS #2535498. Cash back amounts and availability vary by property. Credit Builder results depend on individual circumstances and responsible use. Stake Checking accounts are provided by Midland States Bank, Member FDIC. Express Paycheck availability depends on employer participation. All products subject to terms and conditions.

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